Matt Meecham, director at Check, says income, expenditure and other financial activity can be just as important as knowing what appears on a credit report.
Mythbusting Blog #18: Myth – Nothing has changed in conveyancing in the last two years
In the latest of his ‘Mythbusting’ series with Financial Reporter, Harpal Singh, CEO at conveybuddy, says over the last two years, technology has improved, integration has become increasingly important, client expectations have risen and the pressure to make buying and selling property quicker and more transparent has intensified.
Using misconduct reporting data as culture intelligence, not simply to tick a compliance box
Gemma McCall, co-founder and CEO of Culture Shift, argues that by the time someone makes a formal report, it’s often already too late – the real value is in using reporting data to spot and stamp out bad behaviour before it gets that far.
Why protection feels bolted on, and what to do about it
Ash Borland, mortgage business coach at Ash Borland Consulting, explains why the best advisers understand that their role is to make sure the client sees the full picture from the start, not have half of it dropped on them at the end.
Why commercial lenders back business plans, not just buildings
Conor McDermott, director of SME lending at LHV Bank, explains how two borrowers might be looking at very similar buildings, but if one has a clear strategy to improve the asset and the other doesn’t, they’re no longer asking a lender to support the same opportunity.
The buy-to-let refinancing market is already taking shape
John Goodall, CEO of Landbay, says advisers should look through existing client banks now, identify which landlord deals are coming towards maturity and begin those conversations early enough to consider the full range of available options, rather than allowing the mortgage expiry date to dictate the timetable.
Slow house price growth creates opportunities for property investors
Martin Sims, distribution director at Molo Finance, explores why a period of slower house price growth can give investors the chance to focus more on the basics.
HTB appoints development finance lending manager
Hampshire Trust Bank has promoted Athens Piponides to lending manager within its development finance team. Piponides took up the role yesterday after an internal recruitment process. Prior to the promotion, he spent more than two years as a relationship manager at HTB. In his new…
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Hanley Economic launches shared ownership mortgages for foreign nationals
Hanley Economic Building Society has launched two five-year shared ownership mortgage products for foreign nationals living and working in the UK, with no minimum UK residency period. The new range consists of a five-year variable discount mortgage with an initial rate of 5.85%, representing a…
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BDLA adds Evolve as lender member
Evolve Lending Group has joined the Bridging & Development Lenders Association (BDLA) as a lender member. Evolve Lending Group is an independent, privately-funded secured lender operating in an exclusive joint venture partnership with Empowered Pensions Group. Evolve provides standalone first-charge bridging over £750,000, as well…
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