UK Property & Short-Term Finance Insights
Vida Homeloans has updated its residential lending criteria, increasing the maximum loan-to-value (LTV) to 90% for purchase at undervalue cases. The lender will increase the maximum advance to 100% of the discounted purchase price for landlord-to-tenant purchases, subject to a maximum of 90% of the…
The post Vida raises LTVs to 90% on purchase at undervalue cases appeared first on Mortgage Strategy.
Builders and new-build brokers have reacted to the Your First Home price caps with frustration and disappointment, criticising the criteria for not “reflecting realities” in the market.
The post Your First Home price caps need urgent rethink, brokers and builders warn appeared first on Mortgage Solutions.
On a tracker deal? First-time buyer? Maybe you are remortgaging and bracing for a big repayment leap? Whatever your mortgage situation, here’s how to navigate today’s Bank of England interest rate rise
The post Interest rates at 4%: What it means for mortgage borrowers appeared first on what MORTGAGE.
Despite earnings growth outpacing house prices since 2023, Londoners must earn almost twice median full-time earnings to buy the average home in the capital, according to e.surv’s latest house price index. The data shows the gap between average earnings and average house price remains substantial…
The post Earnings and house price gap in South and East of England remains substantial: e.surv appeared first on Mortgage Strategy.
The Cambridge Building Society has added to its two-year fixed mortgage range to accommodate first-time buyers, home movers, remortgage customers and buy-to-let borrowers.
The post Cambridge BS widens two-year fixed mortgage range appeared first on Mortgage Solutions.
Mortgage rates have a hit a three-year high just one day ahead of an expected Bank of England interest rate rise.
The post Mortgage rates hit three-year high ahead of Bank of England hike appeared first on what MORTGAGE.
Nationwide is cutting rates by up to 0.15% across its fixed mortgage range, supporting first-time buyers, home movers and people remortgaging, effective tomorrow (4 November). The latest changes means Nationwide’s lowest rate now stands at 4.89%. The new rates include reductions to first-time buyer products…
The post Nationwide cuts rates by up to 0.15%, TMW expands limited company range appeared first on Mortgage Strategy.
Nationwide has trimmed its fixed mortgage rates by up to 0.15% for first-time buyers, homemovers and remortgaging borrowers.
The post Nationwide and Virgin Money cut fixed rates – round-up appeared first on Mortgage Solutions.
Nervous about handing over your deposit for your house purchase? It’s no wonder since property-related scams are rife. However, Stephen Ward explains how you can protect yourself and your hard-earned cash
The post How to protect your deposit from property fraud appeared first on what MORTGAGE.
Halifax Intermediaries has made changes across home mover and first-time buyer, remortgage and product transfer and further advance ranges, effective tomorrow (3 November). Rates will be cut by up to 0.22% on two-, three- and five-year fixed remortgage products and by 0.11% on two-year remortgage…
The post Halifax Intermediaries reduces rates by up to 0.22% appeared first on Mortgage Strategy.