Category: UK Property

Paul Huxter, head of intermediary sales and distribution at West One, reflects on the opportunities that remain for smaller landlords despite the Renters’ Rights Act and other recent legislative changes – and how brokers can provide value for smaller landlords in a professionalising market.

Simon Chapman, group head of marketing at Vida Bank, explores why lending into or in retirement is increasingly becoming a mainstream consideration rather than a specialist niche.

James Tucker, CEO of Twenty7tec, says by combining accessible technology, clear communication and timely personal advice, firms can give younger clients the convenience they expect without losing the human support they still value.

Conor McDermott, director of SME lending at LHV Bank, explains how two borrowers might be looking at very similar buildings, but if one has a clear strategy to improve the asset and the other doesn’t, they’re no longer asking a lender to support the same opportunity.

Matt Meecham, director at Check, says income, expenditure and other financial activity can be just as important as knowing what appears on a credit report.

John Goodall, CEO of Landbay, says advisers should look through existing client banks now, identify which landlord deals are coming towards maturity and begin those conversations early enough to consider the full range of available options, rather than allowing the mortgage expiry date to dictate the timetable.

Ash Borland, mortgage business coach at Ash Borland Consulting, explains why the best advisers understand that their role is to make sure the client sees the full picture from the start, not have half of it dropped on them at the end.

Gemma McCall, co-founder and CEO of Culture Shift, argues that by the time someone makes a formal report, it’s often already too late – the real value is in using reporting data to spot and stamp out bad behaviour before it gets that far.

Martin Sims, distribution director at Molo Finance, explores why a period of slower house price growth can give investors the chance to focus more on the basics.

In the latest of his ‘Mythbusting’ series with Financial Reporter, Harpal Singh, CEO at conveybuddy, says over the last two years, technology has improved, integration has become increasingly important, client expectations have risen and the pressure to make buying and selling property quicker and more transparent has intensified.