Ash Borland, mortgage business coach at Ash Borland Consulting, explains why the best advisers understand that their role is to make sure the client sees the full picture from the start, not have half of it dropped on them at the end.
Using misconduct reporting data as culture intelligence, not simply to tick a compliance box
Gemma McCall, co-founder and CEO of Culture Shift, argues that by the time someone makes a formal report, it’s often already too late – the real value is in using reporting data to spot and stamp out bad behaviour before it gets that far.
Slow house price growth creates opportunities for property investors
Martin Sims, distribution director at Molo Finance, explores why a period of slower house price growth can give investors the chance to focus more on the basics.
Mythbusting Blog #18: Myth – Nothing has changed in conveyancing in the last two years
In the latest of his ‘Mythbusting’ series with Financial Reporter, Harpal Singh, CEO at conveybuddy, says over the last two years, technology has improved, integration has become increasingly important, client expectations have risen and the pressure to make buying and selling property quicker and more transparent has intensified.
Hanley Economic launches shared ownership mortgages for foreign nationals
Hanley Economic Building Society has launched two five-year shared ownership mortgage products for foreign nationals living and working in the UK, with no minimum UK residency period. The new range consists of a five-year variable discount mortgage with an initial rate of 5.85%, representing a…
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‘Boomerang kids’ could cost their parents £17bn a year
Parents whose grown-up children have moved back to the family home could be paying an extra £17bn a year in living costs if they do not seek a contribution to rent or bills, Key Equity Release has found. New research by the later-life mortgage adviser…
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Barclays launches fast-track remortgage service
Barclays will launch a Fast-Track Remortgage service on 7 September with the aim of making remortgaging “faster and more straightforward”. To use the service there must be up to two existing borrowers, borrowing up to 80% of the property’s value with no additional borrowing. The…
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Gen H promotes Palmer and Dockar departs
Gen H has made three promotions to its senior team and announced the departure of its chief commercial officer Pete Dockar. Sara Palmer will become chief distribution officer, Richard Leivers chief lending officer and Andrew Mackie chief financial officer. Dockar is leaving at the end…
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Atom increases LTI for prime and near prime products
Atom bank has improved affordability on its prime and near prime product ranges by increasing its loan-to-income (LTI) on loans up to 90% loan-to-value (LTV). The increase is designed to help borrowers with household incomes between £45,000 to £60,000, with the increase in LTI enabling…
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Allica Bank expands resi AVM bridging proposition
Allica Bank has expanded the use of an automated valuation model (AVM) in its bridging finance proposition. The bank has increased the maximum LTV from 70% to 75% and the maximum loan size for an AVM has moved from £750,000 to £2 million. It says…
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