Category: UK Property

As many as four in 10 mortgage borrowers will not be mortgage-free when they retire, new research by Royal London has revealed.

The post Millions of homeowners will be repaying mortgages in retirement appeared first on what MORTGAGE.

When the Financial Conduct Authority (FCA) published its landmark report on AI and the future of retail financial services in July, the mainstream media zeroed in on a single narrative, the regulating of general-purpose AI tools like ChatGPT. But if you are a mortgage lender,…

The post Blog: FCA’s Mills Review – what it means for the mortgage sector appeared first on Mortgage Strategy.

Welcome back after the long, hot, hot, hot summer. The smiles I have seen recently are definitely worn by those whose kids have just gone back to school. Juggling this job and long school holidays is no mean feat. You all have my respect. So,…

The post Market Watch: Workin’ 9 to 5? If only… appeared first on Mortgage Strategy.

The Mortgage Strategy Specialist Lending Awards 2026, in partnership with Black & White Bridging, are less than a week away – and only a limited number of tables remain. On Tuesday 15 September, the specialist lending community will come together at The Belfry Hotel &…

The post Less than a week until Mortgage Strategy Specialist Lending Awards 2026 appeared first on Mortgage Strategy.

Castle Trust Bank has enhanced its TermTen buy-to-let (BTL) proposition. The bank has introduced a new price category for medium HMOs of between seven and 10 rooms, offering a five-year fixed rate of 5.99% at up to 75% loan-to-value (LTV). Loans are available from £200,000…

The post Castle Trust Bank enhances HMO range appeared first on Mortgage Strategy.

Scottish Building Society has expanded its mortgage lending across mainland UK. The move builds on the society’s existing mortgage offering in Scotland and the North of England. It says the move comes after growing broker demand for lenders willing to take a broader view of…

The post Scottish Building Society expands mortgage lending across UK and Wales appeared first on Mortgage Strategy.

More than 8,500 homes with tenants already in place are currently being marketed for sale across England, according to analysis by The Letting Partnership. The latest figures show an estimated 8,553 properties are currently being advertised with tenants in situ, representing 1.8% of the 470,922…

The post More than 8,500 tenanted homes on the market appeared first on Mortgage Strategy.

Mortgage Advice Bureau (Holdings) has cut its full-year profit outlook by around £5 million, to £38 million. The mortgage giant revised its profit expectations in a stock exchange note today. MAB said the expected recovery in 2026 UK house purchase activity failed to happen and…

The post Mortgage Advice Bureau cuts profit outlook as housing market weakens appeared first on Mortgage Strategy.

The UK Government will start a roll out of its private rented sector database across England from December this year. The new service, which will gradually roll out region by region, is part of the second phase of the Renters’ Rights Act. The government says…

The post Govt to roll out PRS database under second phase of RRA appeared first on Mortgage Strategy.

Countrywide Surveying Services (CSS) has extended its long-standing relationship with Coventry Building Society. Under the renewed contract, CSS will continue to deliver valuation services in support of the society’s residential and buy-to-let mortgage lending activity across the UK. The contract also incorporates Co-op Bank, which…

The post CSS extends valuer partnership with Coventry BS appeared first on Mortgage Strategy.