Category: UK Property

Gen H has appointed Laz Doel as key account manager, a newly created role focused on strengthening the lender’s relationships with its key broker partners. Doel joins Gen H from mortgage and protection advice firm Moneysprite, where he spent 10 years as a mortgage and…

The post Gen H hires Doel as key account manager appeared first on Mortgage Strategy.

Barclays is set to raise rates by up to 30 basis points tomorrow, with some of its market-leading deals increasing above 5%. The lender is hiking prices on 85 products as well as withdrawing six deals. Barclays’ steepest increases are on residential deals. One of…

The post Barclays pulls market-leading deals and hikes rates by up to 30bps appeared first on Mortgage Strategy.

The government is set to launch a new first-time buyer scheme in next month’s Budget that will help borrowers get onto the ladder with a deposit of just 2.5%. The Your First Home initiative will provide 20% government-backed equity loans, similar to Help to Buy,…

The post Govt’s new FTB scheme for borrowers with just 2.5% deposit appeared first on Mortgage Strategy.

Precise has launched a new residential mortgage platform with the aim of delivering a more efficient application journey and shorten the time it takes to place complex residential cases. During the pilot, average application-to-offer times fell by almost 30% against Precise’s previous residential platform, with…

The post Precise launches improved resi mortgage platform appeared first on Mortgage Strategy.

Mortgage sales to borrowers with impaired credit histories have increased to their highest levels since 2008, reveals analysis of Financial Conduct Authority data by Broadstone. The analysis showed that through 2025, 10,089 mortgages were sold to borrowers with impaired credit histories, representing an increase of…

The post Mortgage sales to borrowers with impaired credit histories hit highest level since 2008 appeared first on Mortgage Strategy.

More than half (54%) of Scottish adults aged 18 to 34 say the rising cost of living is having the biggest impact on their ability to buy a home, Pepper Money reveals. Research from Pepper Money’s Scotland Specialist Lending Study shows that 39% of Scots…

The post More than half of young Scots say the cost of living has derailed homeownership plans: Pepper appeared first on Mortgage Strategy.

Recently, the buy-to-let (BTL) market has had to contend with a difficult mix of higher borrowing costs, increased operating costs and regulatory change. However, this picture is starting to change as rental growth strengthens again in parts of the country, while BTL interest rates have…

The post Comment: Resilience is paying off in buy-to-let appeared first on Mortgage Strategy.

A cross-sector report has urged the government to provide urgent clarity on its delivery plan to ensure rental properties meet new energy performance certificate (EPC) standards by 2030. The National Residential Landlords Association and Energy Saving Trust organised a round table in June for stakeholder…

The post Urgent call for delivery plan for 2030 EPC rules appeared first on Mortgage Strategy.

While Burnham’s first-time buyer scheme was welcomed, reflections on Help to Buy suggested that design and delivery matter.

The post Your First Home is ‘far from the only option’, says broker appeared first on Mortgage Solutions.

Nearly three times as many protection policies are being placed in trust compared to five years ago, analysis from a mortgage and protection network found.

The post Protection policies placed in trust treble over five years appeared first on Mortgage Solutions.