Advisers can now recommend critical illness cover as a standalone product or alongside other protection products.
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Sophisticated modelling needed as one in seven mortgages linked to flood risk
Some 15.5% of mortgages in England are linked to areas with some level of flood risk, highlighting the importance of physical climate risks to the mortgage market.
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CrowdProperty obtains £100m forward flow partnership with ColCap Financial UK
Specialist lender for SME housebuilders, CrowdProperty, has secured a £100m forward flow partnership with Colcap Financial UK, parent company of buy-to-let (BTL) mortgage lender Molo.
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Lenders have not kept up with complex borrower circumstances, brokers say
The majority, 88%, of mortgage brokers have said lenders have been slow to keep up with modern borrower circumstances as non-standard finances are set to become the new normal.
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Brightstar appoints Meadows as senior equity release and protection consultant
The Brightstar Group has appointed Ian Meadows to lead its later life lending and protection offering.
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Gifted deposits: They’re not just for first-time buyers
Gifted deposits are commonly associated with helping first-time buyers onto the property ladder. But they can also help second steppers, buy-to-let investors and even older homeowners – Hiten Ganatra explains more
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Will falling house prices make homeownership easier?
Falling property prices are being hailed as good news for first-time buyers – but it’s a little more complex than that, says Sat Singh. Here he explains the pros and cons to lower asking prices
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Brightstar appoints Meadows to lead later life lending and protection
The Brightstar Group has appointed Ian Meadows as senior equity release and protection consultant to lead its later life lending and protection offering. Meadows brings over 30 years of industry experience, including 26 years at SPF Private Clients. Commenting on his appointment Meadows said: “There…
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One in seven mortgages are on homes in flood-risk areas: FCA
Around one in seven mortgages in England are on homes in postcodes with some degree of flood risk, according to new analysis from the Financial Conduct Authority. The regulator puts the figure at almost 16%, with exposure varying significantly by region and type of flooding.…
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Almost three quarters of FTBs more optimistic about homeownership following Your First Home scheme announcement: Barratt
The proposed Your First Home scheme is renewing optimism amongst aspiring buyers, according to Barratt Home, as 73% say the scheme makes them feel more positive about being able to buy their first home. Research conducted prior to the announcement of the scheme found that…
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