Month: October 2026

The majority, 88%, of mortgage brokers have said lenders have been slow to keep up with modern borrower circumstances as non-standard finances are set to become the new normal.

The post Lenders have not kept up with complex borrower circumstances, brokers say appeared first on Mortgage Solutions.

Falling property prices are being hailed as good news for first-time buyers – but it’s a little more complex than that, says Sat Singh. Here he explains the pros and cons to lower asking prices

The post Will falling house prices make homeownership easier? appeared first on what MORTGAGE.

Gifted deposits are commonly associated with helping first-time buyers onto the property ladder. But they can also help second steppers, buy-to-let investors and even older homeowners – Hiten Ganatra explains more

The post Gifted deposits: They’re not just for first-time buyers appeared first on what MORTGAGE.

The Brightstar Group has appointed Ian Meadows as senior equity release and protection consultant to lead its later life lending and protection offering. Meadows brings over 30 years of industry experience, including 26 years at SPF Private Clients. Commenting on his appointment Meadows said: “There…

The post Brightstar appoints Meadows to lead later life lending and protection appeared first on Mortgage Strategy.

Around one in seven mortgages in England are on homes in postcodes with some  degree of flood risk, according to new analysis from the Financial Conduct Authority. The regulator puts the figure at almost 16%, with exposure varying significantly by region and type of flooding.…

The post One in seven mortgages are on homes in flood-risk areas: FCA appeared first on Mortgage Strategy.

The proposed Your First Home scheme is renewing optimism amongst aspiring buyers, according to Barratt Home, as 73% say the scheme makes them feel more positive about being able to buy their first home. Research conducted prior to the announcement of the scheme found that…

The post Almost three quarters of FTBs more optimistic about homeownership following Your First Home scheme announcement: Barratt appeared first on Mortgage Strategy.

Demand for houses in multiple occupation (HMOs) remains high among tenants while investors can benefit from more impressive yields than in buy-to-let (BTL). But there are challenges for landlords. Lower house-price growth, restrictions on reliefs, higher taxes and rental reforms have made the search for…

The post Feature: HMO opportunity in a time of change appeared first on Mortgage Strategy.

A year after the Renters’ Rights Act became law, landlords are responding to it at the start of a tenancy rather than by leaving the market, a survey from property management platform August reveals. Since the Renters’ Rights Act took effect on 1 May, almost…

The post Four in 10 landlords have tightened referencing or affordability checks since RRA became law: August appeared first on Mortgage Strategy.

Following last week’s acquisition of Mortgage Brain by Fintel, Mortgage Solutions spoke to Fintel CEO, Matt Timmins, and Mortgage Brain CEO, Zahid Bilgrami – who now also leads Fintel’s software and data division – about the rationale behind the deal, the opportunities it creates, and the key market issues facing mortgage advisers today.

The post Fintel and Mortgage Brain CEOs on building a better-connected future for adviser technology appeared first on Mortgage Solutions.

Equity Release Council’s (ERC) data showed total lending reached £591m in Q3, down 1% on the previous quarter, by 7% year-on-year.

The post Equity release lending slips as advisers report shrinking LTVs appeared first on Mortgage Solutions.