UK Property & Short-Term Finance Insights
Put simply, this means that even if you appear to meet the lender’s published rules, a real person still reviews the application and can decide whether they are comfortable lending to you. That can feel incredibly frustrating, especially if you thought everything had been agreed. Mortgages already have more checks than most types of finance, […]
The post How does underwriter’s discretion impact your mortgage application? appeared first on what MORTGAGE.
House prices were unchanged in September following a -0.3% fall in August, the latest Lloyds house price index reveals. The average property price is now £298,441, compared to £298,395 in August. The latest data also shows that prices were also unchanged annually compared with September…
The post House prices were unchanged in September: Lloyds appeared first on Mortgage Strategy.
Mortgage applications for home purchases fell sharply in the third quarter, although a remortgage rebound helped ease the overall decline, according to Stonebridge. The mortgage and protection network’s latest Mortgage Market Index shows purchase applications fell 18.2% year-on-year in Q3 2026, accelerating from a 15.5%…
The post Mortgage purchase activity falls further as remortgaging rebounds: Stonebridge appeared first on Mortgage Strategy.
The average rent for a room in inner London has reached £1,002 per month, figures from Spare Room show. For the purpose of its research, flat-sharing website defines inner London as the eight traditional London postcodes: E, EC, N, NW, SE, SW, W & WC.…
The post Average rent for a room in London tops £1k: SpareRoom appeared first on Mortgage Strategy.
The average UK room rent reached a record £769 a month in the third quarter of 2026, according to SpareRoom. Average rents rose 1% from £762 a year earlier, while the number of rooms advertised fell by 4.7% year on year. The decline in supply…
The post Average UK room rent hits record £769 per month: SpareRoom appeared first on Mortgage Strategy.
Almost eight in 10 property professionals think mooted government reforms to homebuying and selling will be positive for the industry and consumers, according to a poll by Countrywide Surveying Services (CSS). The poll, conducted during the latest CSS webinar, found that 77% of respondents were…
The post Almost eight in 10 property experts see homebuying reforms as positive appeared first on Mortgage Strategy.
Accord Mortgages will be reducing rates on its buy-to-let (BTL) range, effective tomorrow (8 October). The biggest changes from the intermediary-only lender affect selected products available for house purchase up to 80% loan to value (LTV) and include reductions of up to 0.43% on two-year…
The post Accord and Notts BS lower rates, Kensington increases prices appeared first on Mortgage Strategy.
Almost half of 18 to 40 year-olds have experienced housing insecurity in the past five years, new research suggests. A survey by financial education charity Money Ready found that 48% of adults in that age range had faced problems such as rent or mortgage arrears,…
The post Nearly half of 18-40s have faced housing insecurity appeared first on Mortgage Strategy.
This week, Specialist Lending Solutions speaks to Calum Knight, business development manager (BDM) for East Anglia, Essex and Kent at Tab.
The post Know Your BDM: Calum Knight, Tab appeared first on Mortgage Solutions.
The post District & County Investments expands team appeared first on Mortgage Solutions.