Month: October 2026

Pepper Money has reduced residential mortgage rates by up to 117 basis points, for customers with recent credit challenges.

The post Pepper cuts rates by up to 117bps for recent credit blips; Clydesdale ups PT rates – round-up appeared first on Mortgage Solutions.

Tandem Bank has become one of the first lenders to be approved for the government’s Warm Homes Loan Scheme, offering lower rate loans for energy efficiency installations.

The post Tandem Bank among first to support Warm Homes Loan Scheme appeared first on Mortgage Solutions.

Tipton and Coseley Building Society has updated its criteria for expat borrowers to consider income from overseas self-employment, where the applicant runs a business outside the UK.

The post Tipton and Suffolk update criteria; West One adds discount trackers – round-up appeared first on Mortgage Solutions.

The government has confirmed it will raise the income caps for shared ownership homes in the new year to allow more buyers to qualify. Housing minister Matthew Pennycook told Parliament yesterday that the upper limits on annual household income for shared ownership schemes outside the…

The post Shared ownership income caps to rise after 10-year freeze appeared first on Mortgage Strategy.

Suffolk Building Society has made affordability criteria changes for expats and landlords. The society has introduced top slicing on its UK buy-to-let (BTL) and expat BTL mortgages. It has also changed the way it assesses affordability for expat residential applicants living in seven tax-free countries.…

The post Suffolk BS changes affordability criteria for expats and landlords appeared first on Mortgage Strategy.

Tandem Bank has been approved as one of the first lenders in the UK Government’s Warm Homes Loan Scheme. The scheme offers reduced-rate loans to help homeowners fund energy efficiency installations such as solar panels and air source heat pumps. The Warm Homes Loan Scheme…

The post Tandem supports govt’s Warm Homes Loan Scheme appeared first on Mortgage Strategy.

One Mortgage System (OMS) has added Keychain to its range of CRM integrations. Keychain enables brokers to manage a range of early-stage client tasks, including digital fact finds, medical questionnaires, secure document collection and e-signing. It uses AI to analyse and verify documents, identify missing…

The post OMS integrates with Keychain appeared first on Mortgage Strategy.

To mark Black History Month this October, Mortgage Solutions is profiling Black and Black mixed professionals in the sector, focusing on the 2026 theme, ‘Honouring Our Communities’.

The post Black History Month: If you want to go fast, go alone; if you want to go far, go together – Malgwi appeared first on Mortgage Solutions.

LMS has gone live with qualified electronic signatures (QES) in the next stage of its rollout.

The post LMS partners with Veyco to launch QES appeared first on Mortgage Solutions.

Sellers are securing buyers as quickly as they were last year, but higher mortgage rates have made them more discerning, insight suggests.

The post Higher rates make home buyers more selective appeared first on Mortgage Solutions.