UK Property & Short-Term Finance Insights
LiveMore, the specialist mortgage lender for people aged over 40, has completed its third residential mortgage-backed securitisation (RMBS).
The post LiveMore completes third securitisation under Social Bond Framework appeared first on Mortgage Solutions.
West Brom Building Society has reduced its shared ownership rate by as much as 0.12%, a move it said would improve affordability for first-time buyers.
The post West Brom BS cuts shared ownership rates appeared first on Mortgage Solutions.
Ahead of the Autumn Budget next week, Mortgage Solutions has asked the sector what policies they would like to see announced by the Chancellor.
The post Industry Budget wish list: Match housing policy with modern incomes and scrap second homes tax surcharge appeared first on Mortgage Solutions.
Rosemount Financial Solutions (IFA), the mortgage, protection, and financial planning network, has welcomed 10 new advisers to its ranks as it continues to grow. The new advisers who have joined in the third quarter of the year are: Ashley Knight – AK Mortgage Solutions; El…
The post Rosemount adds 10 new advisers in Q3 appeared first on Mortgage Strategy.
There has been a surge in the number of lenders offering green mortgages in recent years. Unfortunately, the same cannot be said about consumer demand for these products. In 2019 there were just four green mortgages available, according to the Green Finance Institute. Today, mortgage…
The post Cover feature: Tending the greens – improving consumer demand for green mortgages appeared first on Mortgage Strategy.
The UK has lost £54m in stamp duty revenue from property sales above £5m in the 18 months following the October 2024 Budget, according to analysis by property consultancy Knight Frank. The figures have fuelled calls for chancellor John Healey to introduce measures to attract…
The post Stamp duty take falls by £541m since 2024 Budget appeared first on Mortgage Strategy.
A mortgage broker has spoken out after Starling Bank froze his business bank account for two weeks, leaving him with no access to money normally used for payroll and operating costs. The broker, who wishes to remain anonymous, said that his account was frozen unfairly…
The post Broker speaks out after Starling froze his bank account for two weeks appeared first on Mortgage Strategy.
Average fixed-rate mortgage prices edged up this week despite lenders equally lowering and cutting rates, according to Moneyfacts. The average two-year fix rose 1bps to 5.97% this week from 5.96% last week, according to the latest Moneyfacts rate watch. Meanwhile the typical five-year fix is…
The post Average fixed rates edge up despite mixed lender pricing, says Moneyfacts appeared first on Mortgage Strategy.
West Brom Building Society has reduced rates across its Shared Ownership mortgage range by up to 0.12%, improving affordability for first time buyers. The society has made reductions across its two, three and five-year fixed rate Shared Ownership purchase products at 95% loan-to-value (LTV The…
The post West Brom BS reduces rates across Shared Ownership range appeared first on Mortgage Strategy.
For advisers, remortgaging is an important opportunity to engage borrowers. UK Finance predicts that around 1.8 million mortgage deals are expected to expire this year, with significant refinancing activity anticipated in 2027. This includes borrowers who will be new to the remortgaging process and those…
The post Blog: Why remortgaging is a key moment to strengthen financial resilience appeared first on Mortgage Strategy.