Month: September 2026

Many older homeowner are using their housing wealth to help their children onto the property ladder – but what should you consider before using equity release for this purpose? Mark Gregory explains

The post Can I use equity release to pay my daughter’s house deposit? appeared first on what MORTGAGE.

A new first-time buyer scheme to replace Help to Buy has been announced. Will it magically remove the huge hurdles so many face to stepping onto the property ladder? We find out

The post Your First Home: Is the new FTB scheme any good? appeared first on what MORTGAGE.

Mortgage sales to borrowers with impaired credit histories have increased to their highest levels since 2008, reveals analysis of Financial Conduct Authority data by Broadstone. The analysis showed that through 2025, 10,089 mortgages were sold to borrowers with impaired credit histories, representing an increase of…

The post Mortgage sales to borrowers with impaired credit histories hit highest level since 2008 appeared first on Mortgage Strategy.

Precise has launched a new residential mortgage platform with the aim of delivering a more efficient application journey and shorten the time it takes to place complex residential cases. During the pilot, average application-to-offer times fell by almost 30% against Precise’s previous residential platform, with…

The post Precise launches improved resi mortgage platform appeared first on Mortgage Strategy.

The government is set to launch a new first-time buyer scheme in next month’s Budget that will help borrowers get onto the ladder with a deposit of just 2.5%. The Your First Home initiative will provide 20% government-backed equity loans, similar to Help to Buy,…

The post Govt’s new FTB scheme for borrowers with just 2.5% deposit appeared first on Mortgage Strategy.

Barclays is set to raise rates by up to 30 basis points tomorrow, with some of its market-leading deals increasing above 5%. The lender is hiking prices on 85 products as well as withdrawing six deals. Barclays’ steepest increases are on residential deals. One of…

The post Barclays pulls market-leading deals and hikes rates by up to 30bps appeared first on Mortgage Strategy.

Gen H has appointed Laz Doel as key account manager, a newly created role focused on strengthening the lender’s relationships with its key broker partners. Doel joins Gen H from mortgage and protection advice firm Moneysprite, where he spent 10 years as a mortgage and…

The post Gen H hires Doel as key account manager appeared first on Mortgage Strategy.

Family Building Society has appointed Paul Ormonde as a business development director covering Central London. Ormonde has joined from Quantum Mortgages, a start up lender he helped launch in 2022. He started his career at the age of 19 in estate agency, rising through the…

The post Family Building Society appoints Ormonde as BDM appeared first on Mortgage Strategy.

A cross-sector report has urged the government to provide urgent clarity on its delivery plan to ensure rental properties meet new energy performance certificate (EPC) standards by 2030. The National Residential Landlords Association and Energy Saving Trust organised a round table in June for stakeholder…

The post Urgent call for delivery plan for 2030 EPC rules appeared first on Mortgage Strategy.

Recently, the buy-to-let (BTL) market has had to contend with a difficult mix of higher borrowing costs, increased operating costs and regulatory change. However, this picture is starting to change as rental growth strengthens again in parts of the country, while BTL interest rates have…

The post Comment: Resilience is paying off in buy-to-let appeared first on Mortgage Strategy.