Bridging Loan Guide https://validator.w3.org/feed/docs/rss2.html Govt needs to update Rent a Room scheme to help tackle housing crisis: Trinity Financial ModaMortgages adds 80% LTV BTL deals; Accord and TSB cut rates – round-up Halifax launches discounted products for Club Lloyds members Stamp duty reform top of industry’s Autumn Budget wish list 34% of London FTB purchases now exceeds LISA price cap: reallymoving BTL remortgages account for 75% of completed loans in Q2 Pepper Advantage rebrands as Continuum Credit Group Inflation hits 3.5% in September and ‘cements expectation’ of base rate rise ‘So many landlords have sold’ – rental growth remains at 3.8% Lendco closes its eighth securitisation £500k mortgages no longer just for London buyers When ‘we handle complex cases’ isn’t enough – Harvey Regulators should consider a mandatory three-day product withdrawal process – Murphy Masthaven removes legal fee ‘barrier’ for bridging clients A modern mortgage lender should still answer the phone – Blair Interest rate rise likely after inflation jumps to 3.5% UK inflation rises to 3.5% in September: ONS First-time buyers turn to side hustles and family help as UK homeownership hurdles grow Rents climb by 3.8% in year to September: ONS £500k+ mortgages shift North despite higher cost of borrowing: Savills UK house price growth slows for fourth consecutive month: ONS Accord cuts BTL rates by up to 0.69%;  ModaMortgages expands BTL offering UK buy-to-let lending rises 25% in value to £10.7bn, says UK Finance Halifax opens Club Lloyds mortgage discounts to brokers Fall in number of rooms available to lodgers: SpareRoom Together prices its seventh securitisation Hale promoted to Afin Bank’s deputy CFO Bigger deposits no longer guarantee cheaper rates in expat BTL market GB Bank hires Merrey as BDM; Together recruits regional sales director – round-up Know your BDM: Ryan Brewer, Glenhawk Broker warns CGT remains a barrier to sales despite Healey ruling out increase LendInvest hires Taylor as sales director HSBC ups rates; Gen H updates pricing; Family BS makes cuts – round-up Uinsure makes three senior leadership appointments Barclays UK grows mortgage book as lending climbs by £8.8bn Furness BS widens mortgage criteria Pepper Money extends affordable housing mortgage terms; Family BS enhances affordability – round-up Lenders can fix most mortgage friction without waiting for Smart Data Roma Finance makes series of internal promotions Finanze’s Hoyne on new book: Better-educated property investors will invigorate specialist lending Together hires group lending director Pepper to offer 40-year terms on affordable housing Saffron restores 75% LTV BTL option and cuts resi rates Energy costs drive demand for greener homes, Rightmove report finds Together appoints group lending director Barclays to cut 5,000 jobs as its use of AI increases TMW boosts limited company criteria Comment: Making sure protection conversations don’t take a back seat Almost two-thirds of first-time buyers unaware of new-build incentives, finds Foxtons Blog: The Budget: What matters most for brokers and borrowers